Senior Product Manager, Banking
At a glance
Senior Product Management role at Clera. Remote, United States · full-time · $160,000–$200,000 base.
remoteroles summary, based on the employer's posting.
What you'll do
- Set direction and deliver the roadmap for deposits, transfers, cards and the banking systems behind them
- Improve customer journeys spanning account setup, funding, deposits, ACH, wires, bill pay and card use
- Use research and cohort-level usage data to find product opportunities, then define specs and success measures
- Work with engineering, design, risk, compliance and legal to ship secure features that meet regulatory needs
- Manage bank and vendor integrations while tracking activation, retention, product adoption and reliability
What you bring
- Senior-level product management experience, with a stated range of five to fifteen years
- Hands-on knowledge of non-card payments such as ACH, wires or RTP, including payment rails and ACH return causes
- Banking product experience, familiarity with backend systems and work alongside backend engineers
- Experience using agentic tools
Who this fits
This role suits a senior product manager with banking and money movement experience. It is hybrid, with two to three days each week on-site in New York City. Visa sponsorship is unavailable.
From the employer
About the Role
Lead a core banking product area at a Series C fintech serving small businesses. You will shape payment experiences, account services, platform reliability, and customer security, making complex financial products simpler and more trustworthy.
What You'll Do
Own product strategy, roadmap, and execution across deposit accounts, money movement, cards, and banking infrastructure.
Improve the end-to-end experience for account opening, funding, deposits, ACH, wires, transfers, bill pay, and card transactions.
Partner with Engineering on the ledger, payment rails, and card systems that power these experiences.
Use customer research and usage data to identify opportunities through a rigorous, cohort-based discovery process.
Write clear product specifications, define success metrics, and ship reliable, secure features with Engineering and Design.
Build risk, fraud, security, and regulatory needs into product development in partnership with Risk, Compliance, and Legal.
Manage product relationships and integrations with banking partners and third-party vendors.
Track activation, engagement, retention, multi-product adoption, and reliability metrics.
What We're Looking For
Product management experience appropriate to a senior role, with the source indicating a 5 to 15 year experience range.
Strong experience with non-card payments and money movement, including ACH, wire transfers, or RTP.
Practical understanding of payment rails and ACH return reasons; card payments experience alone is not sufficient.
Demonstrated banking product experience, including familiarity with backend systems and collaboration with backend engineers.
Experience working with agentic tooling.
Compensation & Benefits
Base salary: $160,000 to $200,000 annually. Visa sponsorship is not available.
Location
Hybrid, with 2 to 3 days onsite in New York City, New York.