Senior Underwriter, West Coast

Honeycomb Insurance Open

Remote Sacramento Senior Other

At a glance

Senior role at Honeycomb Insurance. Remote, United States · $100,000–$120,000 base.

SalaryStated by Honeycomb Insurance

$100,000 – $120,000

Base salary for this role, in USD per year, as published in the posting.

RoleOther

SenioritySenior

LocationSacramento

WorkplaceRemote

Base pay$100,000–$120,000

PostedSep 24, 2026

Role brief

remoteroles summary, based on the employer's posting.

What you'll do

Review and release new and renewal habitational quotes referred by the underwriting algorithm or beyond user authority
Assess requested policy changes across the habitational portfolio and decide whether to approve them
Apply state insurance regulations and ISO rules across your assigned territory
Track portfolio mix through reports, audits and inspections, while keeping partner teams informed
Help with marketing efforts and take on special assignments as needed

What you bring

At least four years of underwriting or insurance work
Strong analysis, careful attention to detail, and clear written and verbal communication
A bachelor’s degree or comparable education and experience is preferred

Who this fits

This role suits an experienced underwriter who can assess habitational risks and manage portfolio decisions. You must live in California; the role is either remote within the state or hybrid at the Roseville office three days a week. Some travel may be required, at less than twenty percent.

From the employer

Honeycomb Insurance

At Honeycomb, we're not just building technology; we’re reshaping the future of insurance.

In 2025, Honeycomb was recognized by Dun & Bradstreet as “Top 10 Best Start Up Companies to Work For” in Israel, named by LinkedIn as “Top 10 Startups in Chicago”, and Newsweek’s "Greatest Startup Workplaces in America, 2025". Through the first half of 2026 we’ve been recognized on Inc. Magazine’s "Best Workplaces" List and Forbes "Fintech 50".

How did we earn these honors?

Honeycomb is a rapidly growing global startup, generously backed by top-tier investors and powered by an exceptional team of thinkers, builders, and problem-solvers. Dual-headquartered in Chicago and Tel Aviv (R&D center), and with 6 offices across the U.S., we are reinventing the commercial real estate insurance industry, an industry long overdue for disruption. Just as importantly, we ensure every employee feels deeply connected to our mission and one another.

With over $100B in insured assets, Honeycomb operates across 23 states, covering more than 65% of the U.S. population and increasing its coverage.

If you’re looking for a place where innovation is celebrated, culture actually means something, and smart people challenge you to be better every day - Honeycomb might be exactly what you’ve been looking for.

What You'll Do

Next-generation risk assessment – divesting from binary underwriting and revisioning risk selection utilizing mega data, AI and curiosity. Modernized underwriting using cutting edge technology to more accurately and quickly assess risk, price and bespoke coverage/terms to profitably grow and manage a book of business spanning Habitational and Lessor's Risk Only (LRO) package and excess liability. Honeycomb offers an environment of personal and career growth to achieve your best self through mentorship, engaging project assignments, personalized training and development, and internal and exterior exposure opportunities to expand your network and sphere of influence.

Quote and release new and renewal for habitational business that has been either referred from underwriting algorithm or seeking changes that exceed user authority thresholds
Analyze and approve requested policy changes across the Habitational portfolio
Maintain familiarity and compliance with state insurance regulations and ISO rules for all states within assigned underwriting territory
Maintain open, transparent and supportive communications with team members and interdivisional partners
Monitor portfolio composition via reports, audits and inspections
Support marketing functions and efforts to build and promote Honeycomb
Complete special projects and assignments
Some travel as deemed necessary <20%

Basic Requirements

4+ years of underwriting/insurance experience with Commercial Habitational and Specialty Property experience is a valued addition to that background, not a standalone requirement
Bachelor's degree or equivalent education/experience preferred
Retail agency relationship preferred
AI Proficiency and desire to seek automation and efficiency opportunities
Curiosity, hardworking, self-accountable, positive attitude, humble and fun
Have an opinion, share your opinion and be open to other opinions
Passion to obtain, retain and employ knowledge – as well as share knowledge
Excellent verbal and written communication skills
Strong analytical skills and attention to detail
This position is hybrid out of our Roseville office three days a week, or remote within California
Must live in California