Product Manager - SME Lending Lead
At a glance
Senior Product Management role at Renmoney. Remote, Russia · contract.
Pay not stated Product Manager salary
remoteroles summary, based on the employer's posting.
What you'll do
- Run the SME digital lending product from planning through ongoing performance
- Refine credit scoring, approval steps and decision rules to manage lending risk
- Improve how SME borrowers are acquired and how lending offers reach them
- Grow the lending portfolio while weighing returns against risk
- Use data and unit economics to set priorities, coordinating with risk, data, engineering, operations and commercial teams
What you bring
- You have four to seven years in product management
- You have built or scaled lending products for SME or B2B customers
- You bring lending experience from an international market, such as Europe, LatAm or another listed region
- You understand credit risk, scoring, underwriting and portfolio measures, and have grown lending products
- You make decisions from data and can work fluently in English
Who this fits
This senior, hands-on role suits a product manager who can own SME lending across its lifecycle and deliver early outcomes. It is a remote contractor position open to people working from anywhere in the world, focused on adapting lending practices to Nigeria.
From the employer
We are scaling our SME Lending direction and looking for a Product Manager - Lending Lead who can own the product end-to-end and drive measurable growth from day one.
This role requires someone hands-on, data-driven, and commercially sharp — with real experience in building and scaling digital lending products for B2B / SME clients.
We expect first tangible outcomes within 6–8 weeks.
What You’ll Do
- Own the SME Digital Lending product lifecycle end-to-end
- Improve risk models, approval flows, and credit decision logic
- Optimize acquisition and distribution channels
- Drive portfolio growth while balancing risk and profitability
- Prioritize based on data, unit economics, and business impact
- Work closely with Risk, Data, Engineering, Operations, and Commercial teams
- Adapt proven international lending practices to the Nigerian market
Requirements
- 4–7 years of Product Management experience
- Strong background in lending for SME / B2B clients
- Experience in international markets (Europe, LatAm, SEA, USA, UK, Russia, etc.)
- Solid understanding of risk frameworks, scoring, underwriting, and portfolio metrics
- Proven track record of scaling lending products
- Strong stakeholder management skills
- Highly data-driven decision-making approach
- Fluent English
Benefits
- Remote work from anywhere in the world
- Performance bonus, 25+ paid vacations and day-offs, personal development plan
- Purpose: shape the future of fintech in Nigeria with products that reach millions, backed by a competitive salary
- Growth: thrive in a fast paced work environment with flexibility, collaboration, and access to cutting-edge tools
- Join a diverse, inclusive team where all voices are valued, and professional growth is a priority.